Entrepreneurship should be rewarded. But when it comes to mortgages, it hasn't always paid to be self-employed. This is especially true, if your business is less than 2 years old. Many lending institutions impose stricter qualifying criteria on entrepreneurs because they may not have the stable income of a salaried employee.
Many do not understand the creative accounting procedures used by many entrepreneurs. I understand business owners because I am business owner myself.
We work with extensive list of institutional and private lenders who understands the specific of self-employed industry and offer excellent mortgage options for self-employed Canadians. You may not be requested to prove your income through tax returns and financial statements. A reasonable estimate of your annual income may be sufficient to qualify.


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